Send money to Australia from the UK
Send money to Australia securely with competitive GBP/AUD exchange rates, no transfer fees, and expert support from currency specialists.
Send money to Australia securely with competitive GBP/AUD exchange rates, no transfer fees, and expert support from currency specialists.
£10bn transferred each year
Authorised by the FCA in the UK and regulated around the world
Expert guidance and 24/7 customer support
Rated Excellent on Trustpilot
Sending money to Australia is simple. With Currencies Direct, you can create a free account, agree your exchange rate and make your transfer in just a few steps. Once we've received your funds, we'll convert them into Australian dollars and send them securely to your recipient's Spanish bank account.
Register online or open an account over the phone. Our team is here to guide you through the process if you need help.
Choose when to transfer your money and secure your exchange rate online, or speak to your dedicated account manager for expert guidance.
Send us your funds via bank transfer. We'll convert your money and send it securely to your chosen account.
The cost of sending money to Australia depends on the interbank exchange rate at the time of your transfer, the exchange rate offered by your provider, and any margins or fees added to the transfer.
The exchange rate you get from your provider determines how many Australian dollars you’ll receive for your GBP/AUD transfer. Currency specialists tend to offer better rates than high-street banks, and it's often good to shop around.
Some providers may charge a fee for your transfer to Australia, either as a fixed amount or a percentage of the transfer. Australian banks may also charge a fee for receiving an international payment, depending on the bank and type of account.
Currency markets are always moving, and the Australian dollar can be particularly volatile – even over the short term. That’s why timing your transfer matters. For example, the GBP/AUD exchange rate reached highs of $2.15 and lows of $1.96 through 2025. This could mean a $19,000 difference on a £100,000 transfer.
Exchange rates change constantly. Check the latest GBP to AUD interbank rate before sending money to Australia and see how market movements could affect your transfer.
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The exchange rates quoted in this section are based on the interbank rate. This gives you an accurate view of market performance, but it’s important to note that we cannot offer customers these rates – no provider can. Some companies advertise the interbank rates only to add on extra fees when you transfer. We buy currency at the rate banks use between themselves, rates not available to everyday businesses or individuals. We add a small increase to that rate, payable by the customer — that’s how we make our money. Customers also receive expert support throughout their transfer. If there are any additional charges, these will be made clear to you.
As a specialist currency provider, we combine competitive exchange rates with expert guidance to help you get more from your transfer. Whether you're sending a one-off payment, transferring a large sum or setting up regular payments, we'll help you find the right solution.
Get competitive GBP/AUD exchange rates with no transfer fees, helping more of your money reach its destination.
Your own dedicated currency expert is on hand to answer questions, explain your options and provide market guidance whenever you need it.
Send money to Australia with confidence. Currencies Direct is authorised by the FCA and regulated around the world. Your funds are safeguarded, and your transfer is handled securely from start to finish.
Whether you're making a one-off payment or setting up regular transfers, we offer flexible solutions tailored to your needs, such as forward contracts and automated payments.
Banks tend to offer less competitive rates, charge higher fees and offer limited support or services. You could get a much better deal using Currencies Direct.
The table below highlights some of the key differences between using a specialist currency provider and a typical UK bank for sending money to Australia.
|
|
Currencies Direct |
Typical high-street bank |
|---|---|---|
|
Transfer fee |
£0 |
May apply |
|
Exchange rate |
Competitive specialist rates |
Exchange rate may include a larger margin |
|
Personal support |
Dedicated account manager |
Usually limited |
|
Best for |
International money transfers |
General banking services |
“I would not hesitate to recommend Currencies Direct for their customer service, and in particular Megan Lee. She has always been helpful and friendly in managing my account and has recently given exceptional service in assisting me to successfully transfer funds to Australia.” – Jean Packham
Read the full review on Trustpilot
“I have used Currencies Direct for monthly sterling transfers to Australia as well as for large sums... Adherence to due diligence and security is reassuring. The rates are competitive. The app is easy to use. The service provided by my account manager, Freddie Vyvyan is always professional, timely and instructive.”
Read the full review on Trustpilot
People send money to Australia for all sorts of reasons, from buying property and relocating overseas to supporting family or covering everyday expenses. The reason for your transfer can influence the amount you send, how often you transfer money and the services that best suit your needs.
Buying a property in Australia can involve large transfers, foreign buyer requirements such as FIRB approval, and fixed settlement dates. Planning ahead and having a currency expert on hand can help you manage your payments and keep your property purchase on track.
If you're relocating to Australia, we can help you transfer pensions, savings and other regular payments. Whether you’re covering everyday living costs or moving your finances overseas, we offer flexible transfer options and ongoing support.
Send money to family or friends in Australia quickly and securely. Whether you’re helping with living expenses, university fees, or a one-off payment, you can make transfers online or through our app 24/7, giving you the flexibility to send money whenever it’s needed.
Buying a property, moving savings or transferring an inheritance to Australia often involves sending a significant amount of money overseas.
Larger transfers may require additional checks, such as providing proof of identity or source of funds information, so preparing in advance can help avoid delays. If you're buying property in Australia, you may also need to meet foreign buyer requirements or transfer funds in time for a fixed settlement date.
Exchange rate movements can have a bigger impact when transferring larger sums, so planning ahead can give you more flexibility around important payment dates and help you manage currency risk.
Large transfers may require additional checks, so having your identification and source of funds information ready can help keep your transfer on track.
Whether you're completing a property purchase or moving savings overseas, starting the process early gives you more time to consider your options and choose when to transfer.
Tools such as forward contracts, rate alerts and market orders can help you manage exchange rate risk, which can be particularly valuable when sending large amounts of money overseas.
If you're living in Australia or managing ongoing costs there, setting up regular payments can make it easier to stay on top of your finances.
Whether you're transferring a UK pension, paying an Australian mortgage or covering recurring local costs such as council rates, strata fees and utilities, automated transfers can save time and reduce the need to arrange each payment manually.
With regular payment plans, you can schedule transfers to suit your needs and explore options that help you manage future exchange rate movements.
Set up recurring transfers to Australia on a schedule that works for you, helping you manage regular expenses without arranging each payment separately.
Regular transfers can help cover mortgages, pensions, council rates, strata fees, utilities and other ongoing AUD payments.
Forward contracts can help customers fix an exchange rate in advance, giving greater certainty when budgeting for regular transfers.
To send money to a bank account in Australia, you'll usually need the recipient's details, the amount you want to transfer and, in some cases, additional information to meet regulatory requirements.
The recipient's full name, as it appears on their account
Their full address (not a PO Box)
Their 6-digit BSB (Bank State Branch) code
Their bank account number
The name of their bank
Their BIC/SWIFT code (if required)
The amount you want to send
A payment reference (if applicable)
Proof of identity
Evidence of the source of your funds
The reason for your transfer
Good to know: We don't impose an upper limit on the amount of Australian dollars you can send, although larger transfers may require additional checks and supporting documents.
Your security is our priority. We have measures in place to keep your funds safe, and we’re here to help you protect yourself from fraud. There are important steps you must take to protect yourself from fraudsters, including checking that your payee is genuine and that their account details are correct.
Ready to send money to Australia? Open a free Currencies Direct account in minutes to access competitive exchange rates, specialist transfer tools and support from a dedicated currency expert.
Once we’ve received and cleared your funds, we can transfer your Australian dollars on the next working day if we receive your payment by 16:00. Occasionally, additional documents may be required, which can affect the transfer time.
We don’t charge transfer fees. The overall cost of your transfer depends on the exchange rate you secure when converting pounds to Australian dollars. Your recipient's bank may also charge a fee for receiving an international payment, depending on the bank and type of account.
You'll typically need the recipient’s full name, as it appears on their account, their full address, BSB code and Australian bank account number. Depending on the transfer, you may also need their bank's BIC/SWIFT code. For larger transfers, we may ask for proof of identity or the source of your funds.
No. Australian bank accounts don't use IBANs. Instead, you'll typically need the recipient's 6-digit BSB code and bank account number. Depending on the transfer, you may also need the bank's BIC/SWIFT code.
A BSB code, or Bank State Branch code, is a 6-digit number used to identify an Australian bank and the branch where an account is held. You'll usually need the recipient's BSB code, along with their bank account number, when sending money to an Australian bank account.
Yes. Currencies Direct is authorised by the Financial Conduct Authority in the UK. Client funds are safeguarded, and we use bank-level security measures to protect your transfers. Read our security of funds page for more information.
Yes. Whether you’re transferring savings, making a property payment or moving an inheritance, we can help you send large sums securely. We don’t impose an upper limit on the amount of Australian dollars you can send, although larger transfers may require additional checks. You’ll also have access to a dedicated account manager who can guide you through the process.
Yes. You can arrange regular transfers for Australian mortgages, pensions, council rates, strata fees, utilities or other recurring payments, helping you automate your finances and reduce admin.
The exchange rate available to you depends on market conditions at the time of your transfer. You'll always be shown your rate before you confirm your transaction, and you can also speak to one of our currency specialists about your options.
You can send Australian dollars to eligible Australian bank accounts, provided you have the correct recipient and bank details. This will typically include the recipient's full name, address, 6-digit BSB code and bank account number.
Yes. We regularly help customers transfer funds for property deposits, settlement payments and other property-related costs. If you're buying a home in Australia, you may also need to meet FIRB requirements and pay an application fee as a foreign buyer. Speak to one of our currency specialists to discuss your transfer requirements.
Yes. If you need to send money at a future date, a forward contract lets you secure a GBP/AUD exchange rate in advance. This can help you manage the impact of exchange rate changes, which can be particularly useful for planned payments such as a property purchase, large transfer or regular payments.
Sending money from the UK to Australia does not automatically mean you owe tax on the transfer. However, larger transfers may be subject to additional checks or reporting requirements, and banks or financial institutions may request information about the source and purpose of the funds. If you're unsure about your personal tax position, you should seek advice from a qualified tax professional.
