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Keeping your funds secure is our priority. Find out how you can protect your international payments and defend yourself against fraud.

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Simple, secure currency transfers to or from Spain

Great rates, no transfer fees and exceptional service.

From the once in a lifetime to the everyday.

We help thousands of customers save time and money on international payments of all sizes.

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Property completions

Streamline the payments process and avoid local banking costs with our PropertyPay service.

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Large transfers

Property, investments or luxury goods. Tailored support from a personal account manager.

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Regular transfers

Studying, working or retiring abroad. Send money 24/7 using our online platform or app.

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Multi-currency card

One card for home and away. Spend like a local with our multi-currency Mastercard debit card.

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Global business. Personal service.

Trusted experts

Established in 1996, we have served more than 500,000 customers and received multiple awards for our expertise and outstanding service.

Global network

We manage more than €11 billion of international payments each year to over 120 countries and have offices and currency specialists across Spain.

Personalised service

While our reach is global, we believe in local expertise and a personal approach. We provide dedicated account managers and 24/7 support.

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Moving home?

If you're repatriating funds from Spain you can enjoy serious savings thanks to our exclusive partnership with CaixaBank.

While Spanish banks tend to charge up to 1.2% when processing large payments (including for raising or depositing a banker's draft for the sale of a property) by using us you can avoid these fees, potentially saving you thousands.

Have a chat with our team about this service.

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Authorised in the EU.

When you’re moving money abroad, knowing it’s in safe hands is everything.

Since the UK left the European Union, all financial companies operating in the EU need to be licensed by an EU authority. If a foreign exchange provider isn’t licensed to work in the EU, then their customers may not be fully protected.

We're authorised by the Bank of Spain as an Electronic Money
Institution (Registration no. 6716) in the EU, and by the FCA (FRN 900669) in the UK, meaning we’re fully licensed to operate in Spain and throughout the European Union.

Trusted by thousands of happy customers.


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Your money. Your way.

24/7 transfers online or in app, or talk to our experts over the phone or in person.

Online

Log in to your account to check rates and make transfers 24/7.

In app

Check rates, make transfers, order a card and get spend notifications.

Over the phone

Call us to discuss your requirements.

In person

Pop into one of our 20+ branches across Spain to talk to the team.

currency-rates

Great rates. Perfect timing.

Exchange rates move every second, so timing is everything. Having a personal account manager help you choose the right time to make your transfer could save you thousands.

And with great rates and no transfer fees, we’re here to help you get more for your money. 

Expert insights

Receive updates from your account manager or sign up to our emails.

Rate alerts

When a rate hits your target, we’ll send you an SMS or email to let you know. 

Target or fix rates

Set transfers to trigger automatically when the exchange rate reaches the target rate or fix the rate in advance.

How we can help you.

We’ve helped people with everything from buying property abroad to emigration.

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Buying property

Selling property - beach front town

Selling property

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Buying luxury goods

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Foreign investments

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Working abroad

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Pensions

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Emigration

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Schooling

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Customer stories

Starting a new life on the Costa Brava.

“I needed to pass on a banker's draft after the sale of a property in Spain. The team did everything possible to assure me the transaction was safe and legitimate and I received prompt follow up from the dealers with helpful guidance as to when to exchange. I cannot think on how the service could be improved as my experienced was excellent.”

Sign up for free

Create an account in minutes and make a transfer today.

Create an account

Frequently asked questions.

You can register online in a couple of minutes, over the phone with one of our team or in-person in our 20+ local branches. Find your local branch.

Yes. We'd be happy to hear from you. Call us on +34 950 478 914 (9:30am – 2pm & 3pm - 6pm, Mon - Fri) or email [email protected].

You need an account to use our services. It’s free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.

You don’t have to use us to transfer money, but if you ever want to we’ll be ready to help – 24/7.

As an authorised financial services provider, we have to take adhere to certain regulations to keep our customer’s funds, and our business, safe. As a result, you may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.

Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.

We've been helping individuals and businesses save time and money on their international currency transfers since 1996.

Our EU services are provided by Currencies Direct Spain.

Currencies Direct Spain, EDE SL, Avenida del Mediterráneo, 341, 04638 Mojácar, Almería, Spain. Registered in the Commercial Registry of Almería under the Spanish tax ID number B04897930.

Currencies Direct Spain, EDE SL is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May. Our registration number with the Bank of Spain is 6716.

Authorised to operate in Portugal: Currencies Direct Spain, EDE SL Sucursal em Portugal, Banco de Portugal licence no. 7972.

Whatever works for you – app, online, or talking to one of our experts over the phone or in person. And you can pay for your transfer by bank transfer or debit card. 

Yes, we’ll send you a confirmation email as soon as the currency has been sent.

No. Our contracts are legally binding. Once you’ve confirmed your transfer (by phone, in branch, online or via our app) it can no longer be cancelled.

Take a look at our terms and conditions for more information.

The rate you'll typically see when you do a general search is the ‘interbank rate' – the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to companies or individuals.

At Currencies Direct we buy currency in bulk at wholesale rates and pass the savings to our customers.

The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get. 

You’ll agree the exchange rate in the app, online, or with your account manager. You’ll be asked to confirm if you’re happy to go ahead with that rate. Once you’ve committed to that rate it is fixed for you, no matter how much the market changes.

Zero. We don't charge transfer fees. 

We buy currency in bulk at wholesale rates not available to companies or individuals. We add a small margin before selling the currency on at rates that are typically more competitive than the banks. 

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).