Keeping your funds secure is our priority. Find out how you can protect your international payments and defend yourself against fraud.
Great rates, no transfer fees and exceptional service.
We help thousands of customers save time and money on international payments of all sizes.
Property, investments or luxury goods. Tailored support from a personal account manager.
See how we can help you plan your Portuguese property purchase.
Established in 1996, we have served more than 500,000 customers and received multiple awards for our expertise and outstanding service.
We manage more than R$60 billion of international payments each year to over 120 countries and have offices and currency specialists across the world.
While our reach is global, we believe in local expertise and a personal approach. We provide dedicated account managers and 24/7 support.
When you’re moving money abroad, knowing it’s in safe hands is everything.
All financial companies operating in the EU need to be licensed by an EU authority. If a foreign exchange provider isn’t licensed to work in the EU, then their customers may not be fully protected.
We're authorised by the Bank of Spain and we have passported our services into Portugal. We are registered with the Bank of Portugal in the EU and registered as a non-resident bank account holder in Brazil in collaboration with Banco BS2, who provide the underlying payment services.
Exchange rates move every second, so timing is everything. Having a personal account manager help you choose the right time to make your transfer could save you thousands.
And with great rates and no transfer fees, we’re here to help you get more for your money.
Receive updates from your account manager or sign up to our emails.
When a rate hits your target, we’ll send you an SMS or email to let you know.
Set transfers to trigger automatically when the exchange rate reaches your target rate.
With a registered address in Portugal, you can enjoy our full range of products and services. Get in touch to find out more.
Lock in an exchange rate ahead of making a transfer, protecting yourself from volatility.
Spend like a local in 200+ countries at great exchange rates, with no monthly card fees.
Set up a direct debit to automatically transfer money on a monthly or quarterly basis.
Access your online account on the go, sending and spending with ease.
We’ve helped people with everything from buying property abroad to emigration.
Buying property
Buying a dream property abroad can seem complicated, but making your money go further is simple with tailored services, guidance and support.
Selling property
If you’re selling an overseas property and need to transfer the proceeds, we can help you secure a strong exchange rate and get more from your money.
Luxury goods
Treating yourself to something special, like an imported car or artwork from overseas? Even if you’re splashing out, you can still save on your currency transfers.
Foreign investments
Protect your investments from currency volatility with our specialist services, such as targeting an exchange rate, paired with expert support and personal account management.
Working abroad
Whether you’re transferring salary payments or need to cover living expenses overseas, spending and sending money abroad is seamless with Currencies Direct.
Pensions
Retiring abroad should be as easy and enjoyable as possible. Letting us handle your regular pensions payments can simplify things.
Emigration
Tick one thing off your moving checklist and organise your currency transfers early on – we’ll monitor the markets for you, helping you secure the best exchange rate.
Schooling
From paying international school fees to spending like a local when studying abroad, explore our best-in-class currency services.
Send money to 120 countries in 40+ currencies.
Customer stories
“We are a couple who wanted to buy a property in Portugal. Currencies Direct was so helpful and informative, reassured us every step of the way and kept in contact to tell us when our money arrived in our bank in Portugal.
"We would definitely recommend Currencies Direct. A big thank you for making our dream come true.”
You can register for free online in a couple of minutes, or over the phone with one of our team on 08008870183 or email [email protected].
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
Yes. We'd be happy to hear from you. Call us on 08008870183 or email [email protected].
You need an account to use our services. It’s free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.
You don’t have to use us to transfer money, but if you ever want to we’ll be ready to help – 24/7.
As an authorised financial services provider, we have to take adhere to certain regulations to keep our customer’s funds, and our business, safe. As a result, you may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
Whatever works for you – online by or talking to one of our experts over the phone. You'll need to pay for your transfer by bank transfer, as we currently don't support PIX, cards or Boleto.
Yes, we’ll send you a confirmation email as soon as the currency has been sent.
No. Our contracts are legally binding. Once you’ve confirmed your transfer (by phone or online) it can no longer be cancelled.
Take a look at our terms and conditions for more information.
The rate you'll typically see when you do a general search is the ‘interbank rate' – the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to companies or individuals.
At Currencies Direct we buy currency in bulk at wholesale rates and pass the savings to our customers.
The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get.
You’ll agree the exchange rate online or with your account manager. You’ll be asked to confirm if you’re happy to go ahead with that rate. Once you’ve committed to that rate it is fixed for you, no matter how much the market changes.
For most transfers there are no fees, however there may be fees applied in some circumstances.
In addition, transfers from Brazil are subject to a transfer tax at the rate of 0.38% on transfers to a third party and 1.1% on transfers to an account of the same name (please note that tax rates are subject to change).
All fees and taxes will be clearly outlined in your exchange rate quote.
We buy currency in bulk at wholesale rates not available to companies or individuals. We add a small margin before selling the currency on at rates that are typically more competitive than the banks.
The minimum and maximum transfer limits vary depending on whether you're conducting your transfer online or over the phone. If arranging a payment through our online platform, you can transfer a minimum of R$100 and a maximum of R$100,000 (or your currency equivalent).
If you need to transfer more than that, our team can provide personalised assistance to meet your specific needs. There's no upper limit on how much you can transfer.
Currently we're only able to collect funds by TED bank-to-bank transfer. We don't support PIX, card payments, or Boleto.