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Simplify your regular overseas transfers 

With automated payments, expert support, and excellent exchange rates, sending money abroad is a breeze. 

MoneyAge winner

Transfer provider of the year 2023

Established since 1996

Experts in currency

500,000 happy customers

£10bn transferred each year

40+ currencies

Transfers to 120+ countries


Making regular international payments.

If you need to regularly send money abroad, perhaps to cover an overseas mortgage or transfer your pension, then it pays to work with the right provider.

We believe that regular international transfers should be simple and straightforward. That’s why we offer fully automated payments and allow you to track your transfers from one easy-to-use account.

And, by securing a strong exchange rate and avoiding transfer fees, you can make your money go further.

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Why use Currencies Direct for your regular international payments?

We’ve been helping people save time and money on their international transfers since 1996.

Fully automated payments  

Take the hassle out of regular payments. Set up a direct debit to automatically transfer money on a monthly or quarterly basis. 

Fixed exchange rates 

Secure an exchange rate for up to 12 months, protecting you from currency volatility and helping you budget with certainty. 

Reliable transfers 

We’ll get your money where it needs to be safely and swiftly, and you can track your transactions online 24/7. 

Get the rate you want 

We offer highly competitive exchange rates, and you can also set up rate alerts so that you never miss the right rate. 

No transfer fees 

Transfer fees can quickly add up if you’re making regular payments. With us there are no transfer fees or hidden charges. 

Personalised support 

Benefit from having your own dedicated account manager – a friendly currency expert on hand to provide guidance and support. 

How to set up a regular international payment.

It’s easy to schedule regular payments with a Currencies Direct account. Once everything’s set up, you can relax and let us do the work.

Create an account

Online, via our app or over the phone – it only takes a few minutes.

Arrange your transfer

Choose a payment date and frequency (monthly or quarterly).

Set up your payment

Arrange a Direct Debit or choose to pay by debit card. 

We’ll do the rest

We'll get the currency where it needs to be swiftly and securely.

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Why you might need to make regular transfers.

From moving abroad or working overseas to repatriating investment income, there are many reasons why you might need to set up regular international transfers.

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Working abroad





Construction worker

Foreign investments

See why customers choose us for their regular international money transfers.

One account. A world of possibilities.

With 24/7 customer service on hand if you need help.


Online account

All the features you’d expect – and more. Sign up in a few minutes and make a transfer today.

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Mobile app

Check live rates and make 24/7 transfers on the go using our mobile app.

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Multi-currency debit card

Spend seamlessly in over 200 countries with our multi-currency card.

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Security of funds - life ring

How we keep your funds safe.

Your security is our priority. We have measures in place to keep your funds safe, and we’re here to help you protect yourself from fraud. There are important steps you must take to protect yourself from fraudsters, including checking that your payee is genuine and that their account details are correct.

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Simplify regular transfers

Speak to an expert about your regular transfer requirements today.

Create an account

Frequently asked questions.

Whenever you need to make consistent monthly or quarterly payments overseas, you can use our regular transfer service.

Customers often use regular payments for things like pension payments or monthly income, overseas bills and mortgages, and student fees or payments to family. 

You can set up regular transfers to go through monthly or quarterly, and there’s no limit on how many regular payments you want to set up on your account.

If you need to make any other ad hoc transfers, you can send up to £25,000 24/7 online or using our app. For sums above £25,000, you’ll need to call us so we can get you the best exchange rate.

Yes, you can change or cancel your regular payment, but you’ll need to let us know at least two working days before the payment is due to go out.

You can do this by calling +44 (0) 20 7847 9400 or emailing us at [email protected].

We won’t charge you anything for cancelling your payments. However, if a payment goes through and you want to reverse it then this may come with a cost, as you’ll be converting the currency twice. 

You can schedule regular transfers from as little as £150, and there is no upper limit. However, we may need to do more rigorous compliance checks on larger transfers. Your account manager will talk you through this when you set up your regular payment. 

We understand that regular payments need to be punctual and reliable. Our team is on hand to help make sure your payment arrives on time.

This often means factoring in the processing time when you set up your regular payment, as it can take up to eight working days to clear the direct debit and transfer the funds to your payee. Your personal account manager will be able to help you with this. 

News and insights.

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Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).