multi-currency-card

Multi-currency debit card

Spend like a local in 200+ countries at great exchange rates, with no monthly card fees.

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Your wallet’s perfect partner.

If you live abroad, travel overseas or work internationally, discover a simpler, safer way to spend.

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Free to order

Our card doesn’t cost a thing, and we don’t charge monthly fees.

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Works with your currency wallets

Use our app to buy the most popular currencies (including GBP, EUR, USD, AUD, SEK, NOK, DKK, CAD, AED and PLN) and spend directly from your wallet.

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Spend in over 200 countries

Use our card like a travel money card and spend wherever Mastercard® is accepted. We’ll convert the currency for you automatically*.

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Withdraw money from ATMs

Need cash on the go? Withdraw money overseas at great exchange rates.

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Stay in control in the app

Keep track of your spending with instant notifications. Use our app to freeze/unfreeze your card, view your PIN and more.

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Use with Apple Pay and Google Pay

Pay online and instore quickly and easily using your phone or smart watch. Available for residents in UK, Spain, France & Portugal.

How it works.

Spending overseas should be simple. With us it is.

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Download and sign up

Available for free in the App Store or Google Play.

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Order the card

Visit the ‘Card’ section of the app to order your card.

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Activate it

When your card arrives, activate it on the app and add to Apple or Google Pay if you want to.

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Get spending

Add money to your account and use it online or across the world.

One currency card - many benefits.




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Download the app.

  1. Open your camera app.
  2. Focus your camera on the QR code by tapping the code.
  3. Follow the instructions on your screen.

Or download the app directly from the App Store or Google Play.

App store<br />
    Google Play store<br />

One account. A world of possibilities.

With 24/7 customer service on hand if you need help.

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Online account

All the features you’d expect – and more. Sign up in a few minutes and make a transfer today.

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Mobile app

Check live rates and make 24/7 transfers on the go using our mobile app.

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How we keep your funds safe.

Your security is our priority. We have measures in place to keep your funds safe, and we’re here to help you protect yourself from fraud. There are important steps you must take to protect yourself from fraudsters, including checking that your payee is genuine and that their account details are correct.

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Refer and earn

£50 for you, £50 for your friends when you refer them to Currencies Direct.

Refer a friend

*If your registered address is in the UK the funds will come from your GBP wallet. If your registered address is in the EU the funds will come from your EUR wallet. When spending in one of our nineteen available currencies the currency exchange will occur at a competitive exchange rate based on market conditions at the time of spending. When spending in a currency other than GBP, EUR, USD, AUD, SEK, NOK, DKK, CAD, AED, PLN, CHF, CZK, HKD, ILS, JPY, SGD, THB, NZD or ZAR, a fee of 2% will be applied to the interbank exchange rate. Please note, the card is currently only available to customers resident in the UK, Spain, Portugal, France, Ireland, Sweden and Norway, but we’re adding more countries soon.

When using funds from your wallet to spend in a corresponding currency (e.g. using funds from your GBP wallet to make purchases in GBP) no foreign exchange transaction occurs. When using funds from your wallet to spend in a different currency (e.g. using funds from your GBP wallet to make a purchase in EUR) a foreign exchange transaction will occur based on the available exchange rate.

*Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).