Spain or France – which country is better for expats?

Spain and France often top the wish lists of British expats seeking a new adventure abroad, thanks to their close proximity to the UK, similar cultures, and well-established networks of English-speaking property professionals.

According to our British Expat Report 2024, Spain is the number one country that Brits would most like to move to, with France coming sixth.

However, France come out on top when we analysed data for over 18,000 property transactions, indicating that many expats may happily settle in France due to practical reasons, such as its proximity to the UK.

So how do you decide between the two? Let’s explore some of the key factors to help you make the right choice for your expat adventure!

Cost of living – is it cheaper to live in France or Spain?

When it comes to affordability, Spain and France are both relatively cheap, but Spain takes the lead for budget-conscious expats.

Housing costs: Spain vs France

If you’re looking to buy a home, purchasing property in Spain generally offers more affordable options compared to France.

In Spain, property prices in major cities like Madrid or Barcelona average around €4,000 to €6,000 per square metre, with smaller towns or rural areas offering even more attractive deals, sometimes as low as €1,000 per square metre. Learn more about the costs of buying property in Spain.

Purchasing property in France tends to be pricier, particularly in high-demand areas. Paris tops the charts, with property prices often exceeding €10,000 per square metre. However, more affordable options can be found in smaller cities like Lyon or Nantes, where prices range from €3,500 to €5,000 per square metre, and in rural areas like Provence, costs may align more closely with Spain’s lower-end markets. Read our article on the costs of buying French property for a more detailed budget breakdown.

Groceries and dining out

Groceries in Spain are also notably cheaper than in France. Local markets brim with fresh produce, and it’s not unusual to fill your shopping bag with fruits, vegetables, and local delicacies for a fraction of what you’d pay elsewhere. Dining out in Spain is equally affordable, with tapas bars and local restaurants offering meals and drinks at very wallet-friendly prices.

In France, food costs can be higher, especially if you’re dining at restaurants or indulging in gourmet cuisine. That said, local farmers’ markets provide an affordable way to enjoy France’s famed culinary culture. Even a simple baguette and cheese can feel like a feast in France!

Utilities

Utilities tend to be less expensive in Spain than in France. The warmer climate in Spain means you’ll likely spend less on heating during the winter months, although air conditioning in the summer can add to your electricity bill.

In France, utility costs vary depending on the region, but they’re generally higher than in Spain, especially in colder areas where heating is essential.

For a deeper dive, check out our dedicated posts on the cost of living in Spain and the cost of living in France.

Spain vs France – which one offers better quality of life?

In the British Expat Report, Spain and France ranked 12th and 17th for quality of life, respectively. While they both scored well in many of the measures, France’s high crime rate dragged it down the table.

Weather

For many expats, Spain’s weather is a major draw. With over 300 days of sunshine each year in regions like the Costa del Sol, Spain is perfect for those who crave a sun-soaked lifestyle.

In contrast, France offers more variety in its climate. The south of France enjoys Mediterranean warmth, while the Alps and northern regions provide cooler temperatures and even snow in the winter. If you love the idea of skiing one weekend and sunbathing the next, France might win in terms of variety.

Work-life balance

Spain is famous for its laid-back lifestyle, where long lunches and evening socialising are part of the daily routine. The Spanish embrace a slower pace of life, making it an attractive option for those looking to escape the rat race.

Similarly, France is known for its strong labour laws that prioritise personal time. If you value vacation days and a clear boundary between work and life, France’s approach may appeal to you.

Leisure opportunities

Spain is a paradise for outdoor enthusiasts, offering stunning beaches, lively fiestas, and a vibrant energy that permeates daily life.

France, meanwhile, is a haven for art and culture lovers. From world-class museums to wine tours in Bordeaux and Burgundy, France offers an endless array of sophisticated leisure activities.

Crime rate

When selecting a destination to relocate, one crucial consideration is the country’s crime rate. France generally has a higher reported crime rate than Spain, which can influence the decision-making process for potential expats.

Healthcare and wellbeing in Spain vs France

Both Spain and France enjoy excellent healthcare systems, but there are key differences that might sway your decision.

In Spain, residents benefit from free or low-cost healthcare through the public system, which places a strong emphasis on preventive care. The system is highly accessible, even for expats, as long as you meet residency requirements or contribute to social security.

France’s healthcare system, while slightly more expensive, is often ranked among the best in the world. Patients report high levels of satisfaction thanks to the quality of care and short wait times. However, expats should be prepared to navigate a more complex system when it comes to registering and obtaining health insurance in France.

Language and integration

One of the biggest challenges for expats is adapting to the language and culture of their new home.

Spain generally offers an easier path to integration for English speakers. Spanish is a relatively straightforward language to learn, and many locals in urban areas and tourist hubs are fluent in English. Additionally, Spain has large and welcoming expat communities, which can make the transition much smoother.

France, on the other hand, is known for its rich cultural heritage but also for its more rigid approach to language. While younger generations are increasingly fluent in English, learning French is almost a necessity if you want to fully integrate. That said, the rewards are immense for those who embrace the challenge, as you’ll gain access to a deeply enriching cultural experience.

Employment opportunities

When it comes to job prospects, the opportunities depend largely on your field.

Spain has thriving industries in tourism, technology, and education, making it an attractive destination for English teachers and remote workers. Spain’s recently introduced Digital Nomad Visa has made it easier than ever for freelancers and entrepreneurs to settle there.

France, on the other hand, excels in sectors like fashion, luxury goods, and international diplomacy. While job opportunities for non-French speakers can be limited, those fluent in French will find a wealth of options in both corporate and creative industries.

Retirement potential

For retirees, Spain often emerges as the top choice, and it’s easy to see why. With its warm climate, affordable cost of living, and lively expat communities, Spain offers a retirement lifestyle that feels like a permanent vacation.

France also holds strong appeal, particularly for retirees who dream of spending their golden years exploring vineyards, quaint villages, and historic landmarks.

Accessibility and travel opportunities

Both Spain and France are well-connected, making them ideal bases for exploring Europe and beyond.

Spain’s proximity to the Mediterranean and North Africa opens up unique travel opportunities, and its extensive rail and air networks make it easy to visit other European destinations.

France, as a central European hub, offers quick and affordable access to neighbouring countries like Germany, Italy, and Belgium. Its location is especially convenient for expats who want to maintain close ties to the UK, with short flights and the Eurostar providing easy travel options.

So, Spain or France?

Ultimately, the choice between Spain and France comes down to your personal priorities.

If you’re seeking sunshine, affordability, and a relaxed lifestyle, Spain is the clear winner. On the other hand, if you value culture, sophistication, and proximity to central Europe, France might be the perfect fit.

Whichever country you choose, both offer incredible opportunities to live, work, and thrive as an expat. The real question is: where do you see yourself living your best life?

How can we help?

Here at Currencies Direct, we’re here to help you save both time and money on your currency transfers.

Whether you’ve chosen your country and you’re making a large payment for a property, or you need a convenient way to manage spending while checking out both destinations, we’ve got you covered!

Feel free to reach out to us via email or call us on +44 (0) 20 7847 9400. Alternatively, you can create an account online. It’s completely free to open and hold a Currencies Direct account, and you’re under no obligation to make a transfer once you’ve signed up.