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International money transfers made simple

Send currency across the world with no transfer fees.

MoneyAge winner

Transfer provider of the year 2023

Established since 1996

Experts in currency

500,000 happy customers

£10bn transferred each year

40+ currencies

Transfers to 120+ countries

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Transfer your money at the best rate for you.

Exchange rates move thousands of times a day, so timing is everything. With Currencies Direct, you’ll have access to a personal account manager – a currency expert who can help you decide when and how to make your transfer.

We’ll keep you up to date with the latest market movements, and help you pick the best service for your requirements. With great rates and no transfer fees, we’ll help you get more for your money.

Rate alerts

If you set a rate alert, you’ll receive an instant notification when the market moves to your target rate. 

Limit orders

Target an exchange rate higher than the current level. Your transfer will trigger automatically when the rate is hit.

Fix a rate

Fix the exchange rate in advance and protect your future transfer from negative market movements. 

Currency wallets 

Once you’ve bought currency at your target rate, you can hold it in our digital wallets until you need it. 

How it works.

Sending money abroad should be simple. With us it is.

Create an account

Online, via our app or over the phone – it only takes a few minutes.

Agree your rate

We'll help you pick the right time to move your money so you secure a great rate.

Send us the money

Via bank transfer, debit card or your wallet balance.

We’ll do the rest

We'll get the currency where it needs to be swiftly and securely.

Sign up for free

Create an account in minutes and enjoy simpler international transfers.

Create an account

Large transfers.

If you're moving large amounts of money – to buy a property abroad, treat yourself to something special or make an overseas investment – our currency experts and specialist services can help you transfer at the right time and get the best rate.

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Buying property - House with ocean view

Buying property

Selling property - beach front town

Selling property


Luxury goods

Construction worker

Foreign investments

Regular transfers.

If you're studying, working, or living overseas you may need to transfer currency on a regular basis. We make the process simple and speedy – and help you make savings too.

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Working abroad







One account. A world of possibilities.

With 24/7 customer service on hand if you need help.


Online account

All the features you’d expect – and more. Sign up in a few minutes and make a transfer today.

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Mobile app

Check live rates and make 24/7 transfers on the go using our mobile app.

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Multi-currency debit card

Spend seamlessly in over 200 countries with our multi-currency card.

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Frequently asked questions.

This depends on where you’re sending the funds and when you get your money to us.

Generally, we can send money to Europe on the day you book your deal. 
It then takes between 24-48 hours to arrive.

For a more accurate estimate for the currency you’re sending, see our currency guides. 

Yes, if you’re named on the account.


We’ll send you a confirmation email as soon as we have sent the currency to the recipient’s account. 

Transfers using our website or app 

  • When you create a transfer, you’ll see the current rate. 
  • A timer underneath the rate shows you the time remaining until the rate is updated. 
  • As soon as you ‘Confirm’ your transfer the rate is fixed. What you see is what you’ll get. 

Transfers in person or by phone 

  • We’ll discuss your requirements for you and provide you with a custom quote.   
  • Once you’ve confirmed you’re happy with the rate, we’ll initiate the transfer for you.   
  • The rate you were quoted is the rate you’ll receive as long as we receive payment for the transaction within the agreed timeframe.   

Learn more about international transfers.

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Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).