Lucy and Mark were travelling to Costa Rica for a two-week holiday. Leaving from Spain, they planned to travel via the UK in order to catch a direct flight departing from Gatwick.

Staying for one night in London, and then heading off to San Jose, Costa Rica, meant that they were required to use a total of three different currencies overall for their trip.

Wanting to avoid costly exchange rates and enjoy hassle-free spending, Lucy and Mark got in touch with us at Currencies Direct to learn more about our multi-currency debit card.

Our solution

  • Using our multi-currency debit card, you can spend seamlessly in over 200 countries. Designed for domestic and international use, visiting multiple countries, or needing to utilise a number of different currencies across a short period of time is no issue with this versatile spending option.

  • By loading up your wallet using your base currency (GBP for UK residents, EUR for EU residents), we can automatically convert your funds into the local currency, enabling you to enjoy excellent exchange rates with a tap of your card.

  • Our multi-currency debit card is compatible with Apple or Google Pay, letting you streamline your spending while you’re on the move.

  • Our multi-currency debit card can be used for an array of holiday necessities. From restaurants and hotels to taxis and supermarkets, the card is ideal for everyday spending, both overseas and at home.

One card, many benefits

Traversing between countries and navigating various currencies can be a daunting prospect. That’s why our multi-currency debit card is the perfect fit for spending both at home and overseas, allowing you to enjoy stress free holidays. Manage all your spending in one place with our accompanying app, which allows you to keep track of transactions with instant notifications and manage your account with ease, allowing you access to your PIN and any necessary card freezes. Withdraw money from ATMs at competitive rates and add to your Apple or Google Wallets for ease of use. Order your free card today, with no monthly fees.

A summary of our card’s benefits:

  • Free to order, with no monthly card fees

  • Spend in over 200 countries (wherever Mastercard® is accepted)

  • Withdraw money from ATMs at great exchange rates

  • Spend in a tap with Apple & Google Pay

  • Keep track of your spending with instant notifications

  • Stay in control – view your pin, freeze/unfreeze your card and more

  • Works with your GBP, EUR, AUD, USD, SEK, NOK, DKK, CAD, AED and PLN wallets (even more coming soon!)

Spending in a currency outside of those mentioned above?

Simply add money to your default currency wallet (GBP for UK residents, EUR for EU residents) and we’ll do the conversion real-time at great rates.

Ordering a card is simple and free:

  1. Download our app from the App Store or Google Play

  2. Log in using your online account details

  3. Tap ‘Card’ in the main navigation and follow the prompts

Once ordered your card will be delivered within 3-5 working days (delivery to Spanish addresses can take longer).

You’ll need to activate your card once it arrives, which you can do by returning to the ‘Card’ section in our app.

Like to plan ahead? Add money to your account in advance so you’re ready to go as soon as your card arrives!


Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).