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Buying property in Europe?

We help you save more money than your bank when transferring currencies abroad with no transfer fees.

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MoneyAge winner

Transfer provider of the year 2023

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Established since 1996

Experts in currency

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500,000 happy customers

£10bn transferred each year

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40+ currencies

Transfers to 120+ countries

We Lead The Market US

We lead the market for large currency transfers

Whether you buy or sell property abroad, you will need large amounts of the local currency to do so.

Our specialized currency transfer service is designed for international real estate investment. We offer the best exchange rates that can save you thousands on your property purchase, with no hidden fees.

Our team of experts understands the intricacies of cross-border transactions and provides personalized risk management strategies to help protect your investment.

It’s often better to use a money transfer provider for sending large sums, as they may get you a much better deal.

Currency providers tend to offer more competitive exchange rates than banks so you get more from your money. They’re also better placed to guide you through the process, offering a wider range of services and personal support.

Choosing-the-perfect-provider

Choosing the perfect currency transfer provider:

Transferring with your bank

While many people choose to make large transfers through their banks, this isn’t always the best option.

Banks often work on higher margins than currency specialists, meaning you could get a better deal elsewhere. And they tend to offer a limited range of services, making it harder to time your transfer for when the market is in your favor.

Using a currency transfer expert

It’s often better to use a money transfer provider for sending large sums, as they may get you a much better deal.

Currency providers tend to offer more competitive exchange rates than banks so you get more from your money. They’re also better placed to guide you through the process, offering a wider range of services and personal support.

Talk to an expert

Frequently asked questions.

Buying a property abroad comes with lots of legal considerations, both in the UK and the country you’re buying in, such as conducting searches, signing the title deed, and navigating taxes.

Because laws change from country to country, it’s important that you look into the legal considerations specific to the location you’re buying in. It’s also a good idea to seek advice from an independent lawyer who has experience in that country.

Brexit has had an impact on buying property abroad, but in some countries more than others. In France or Spain, for instance, very little has changed. Whereas in Denmark, Brits now need a visa and a residence or business permit to buy property.

Depending on the country, you may see some differences in taxes or obtaining a foreign mortgage. However, the main difference is that UK citizens can now only spend 90 days in a 180 period within the Schengen Area. If you want to stay longer, or are permanently moving abroad, you’ll likely need to apply for a visa.

Yes, different counties have different restrictions and limitations on foreigners owning property.

In some countries, such as Switzerland and Austria, you may need to apply for a permit. Other countries place restrictions on where you can own a property, e.g. far from international borders, while others ban foreign ownership completely.

Take a look at our country-specific pages to see if any restrictions apply where you’re looking to buy.

Deposits for buying abroad tend to be higher than in the UK, and can range from 15% to 50% depending on the country.

It’s important you look at the specific country you’re considering buying in and make sure the deposit is within budget.

Yes, you can track all your transactions on your online account or in our app.

On the website, use the top menu to go to the ‘Activity’ page. You’ll be able to see any transfers you’ve recently started under the ‘Instruction’ tab.

If you’re using the app, go to 'Activity' from the bottom menu bar. This will show you your activity feed, including the status of each transfer.

As with in the UK, the buying process can vary significantly depending on the situation. Expect it to take anywhere between two and nine months, or perhaps even longer.

In terms of currency exchange, the transfer itself will generally take between one and two days to go through once you’ve sent us the payment, although this can also depend on the currency and the receiving bank.

If there are any issues with the currency transfer on our end, we’ll get in touch with you as soon as possible.

If you notice an issue, you can contact us on +44 (0) 20 7847 9400 or email [email protected] and we will investigate. Our operations team can put a trace on your money to track its progress and then work to resolve any issues.

If something goes wrong with the property transaction, then it’s best to get in touch with whoever’s involved in the sale. This may be your lawyer, notary, mortgage provider and/or the seller.

We’ll do our best to help if we can, so please do get in touch if you want guidance. For instance, we may be able to submit a ‘recall of funds’ to our banking partners if you send money to the wrong person.

While currency is our expertise, we like to offer help and support wherever we can.

Our website contains lots of useful pages on different reasons why you might want to buy a property, such as moving overseas or working abroad, as well as country-specific guides. We also offer a wealth of articles and blog posts providing useful tips and information about purchasing property overseas.

In addition, many of our team members in our overseas offices have local knowledge and years of experience. They may be able to answer questions about a particular area or point you in the right direction for more information.