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Large money transfers made easy

Learn how to send large sums overseas swiftly, securely, and at a great exchange rate. 

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Established since 1996

Experts in currency

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Authorised in the EU

By the Bank of Spain

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500,000 happy customers

11.5bn kr transferred each year

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40+ currencies

Transfers to 120+ countries

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Making large international money transfers to and from Norway.

There are many reasons you might need to transfer a large amount of money overseas. Perhaps you’re looking to buy a property abroad. Maybe you’re purchasing a luxury item, or paying overseas tuition fees.

Whatever the reason, it’s vital that your transfer is safe and secure, and that you get an excellent exchange rate.

So, having an expert on your side to offer specialist support can make all the difference.

Experts in larger transfers.

We help our customers make large transfers for all kinds of reasons, from buying and selling property to purchasing luxury goods.

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Buying property

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Selling property

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Luxury goods

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Foreign investments

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PropertyPay.

PropertyPay is our bespoke property completion service available exclusively in Spain, which eliminates the need for bankers’ drafts and electronic transfers via your lawyers’ or notary’s bank account.

We can help you take control over how and when you send or receive your funds, achieve a better exchange rate, and enjoy peace of mind.

What’s more, with 20+ branches across Spain, on-the-ground experts, and thousands of partners in the property and professional services sectors, we can provide a level of support and insight you just can’t get anywhere else.

checkLearn more about PropertyPay

Things to think about when sending large sums of money to or from Europe.


Fees and exchange rates 

The better the exchange rate you receive, the more money you’ll get from your transfer. Some banks and providers charge additional fees, so be sure to review all the costs before settling on a rate. 

Security

After Brexit, UK entities had to obtain a new authorisation to operate in Norway and, under the current legislation, cannot do so without being authorised by a European regulator like the Bank of Spain.

For peace of mind and fund security, work with a company with the correct authorisation.

Speed

To make sure your transfer is on time, ask how long it’s likely to take. It’s best to plan ahead and find out if there’s anything you need to do, such as submit documentation, to make sure things go smoothly.

Timing

The currency market is always moving, so finding the right time to transfer can have a big impact on your money. Ask us about the different products and services available to help you move your money at the right time.

Destination

A transfer to a higher-risk country could mean the transaction takes longer due to more robust safeguarding measures. Additionally, banks in some countries charge receiving fees for large sums so it’s best to check before you transfer.

Documentation

You’ll have to provide a photo ID when opening a new account with a bank or currency provider. With large transfers you’ll also need to provide evidence of the source of funds, such as a bank statement or investment certificate.  

Purpose

The reason for your transfer could impact how and when you choose to send your money. It’s worth getting in touch with us to talk through your needs and the options available so we can find the right solution for you. 

Transfer limits

Unlike some FX providers, we don’t limit how much money you can send or receive. However, your bank may have its own daily transfer limit. If so, talk to your bank and see if they can increase the limit.

Choosing a money transfer provider.

When you’re picking a transfer provider, there are two main options. You can opt for a high-street bank or go with a specialist money transfer company. 

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Transferring with your bank 

While many people choose to make large transfers through their banks, this isn’t always the best option.

Banks often work on higher margins than currency specialists, meaning you could get a better deal elsewhere. And they tend to offer a limited range of services, making it harder to time your transfer for when the market is in your favour.

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Using a specialist FX provider 

It’s often better to use a money transfer provider for sending large sums, as they have the expertise and tools needed to help you move your money at the right time.

Currency providers are able to offer more competitive exchange rates than banks so you get more from your money. They’re also better placed to guide you through the process, keeping you up to date with the latest market movements.

However, it's essential that the provider you use is authorised to operate in Spain by a European regulator like the Bank of Spain.

Working with us.

At Currencies Direct, sending money to or from Norway is our specialty.

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Trust and transparency

Established in 1996, we were one of the first money transfer providers in Europe, and we’ve been helping people and businesses save money on their overseas transfers ever since.

We offer highly competitive exchange rates and we don’t charge transfer fees. There are no hidden costs or charges; once you’ve agreed a rate, that’s what you’ll get.

Transactions with us are swift and secure. We’re authorised by the FCA in the UK and by the Bank of Spain in the EU. And you can easily track transactions through your online account.

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Local expertise and support

The thing that really sets us apart is our personalised approach, which is particularly important for larger transfers.

As a Currencies Direct customer, you’ll have your own account manager. Their role is to understand your needs and use their currency exchange expertise to help you get the best deal.

They’re also on hand to provide guidance and support if you ever have any questions or concerns, and they’re always happy to help.

How it works.

Sending money abroad should be simple. With us it is.

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Create an account

Online, via our app or over the phone – it only takes a few minutes.

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Agree your rate

We'll help you pick the right time to move your money so you secure a great rate.

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Send us the money

Via bank transfer, debit card or your wallet balance.

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We’ll do the rest

We'll get the currency where it needs to be swiftly and securely.



Create an account

Timing your large transfer.

When sending large sums overseas, timing the market right can make all the difference. That’s why we work hard to help you find the best time to transfer.

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Fix a rate

Fix the exchange rate in advance and protect your future transfer from negative market movements. 

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Limit orders 

Target an exchange rate higher than the current level. Your transfer will trigger automatically when the rate is hit. 

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Rate alerts

If you set a rate alert, you’ll receive an instant notification when the market moves to your target rate.  

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Buy currency in advance 

Exchange currencies while the rate is strong and hold it in our digital wallets until you need it. 

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Updates and insights

Sign up for daily insights from our currency analysts, keeping you up to date with the latest market movements. 

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Check live rates

View live exchange rates anytime, anywhere, with the Currencies Direct app. 

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Customer stories

Moving home with a smile.

"We used Currencies Direct in a recent move from Scotland to Norway. They came highly recommended to us and I’m pleased to see they didn’t disappoint. First class with not only exceptionally good rates of exchange but an incredibly easy to use highly efficient service."

See why customers choose us for their large international money transfers.


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How we keep your funds safe.

Your security is our priority. We have measures in place to keep your funds safe, and we’re here to help you protect yourself from fraud. There are important steps you must take to protect yourself from fraudsters, including checking that your payee is genuine and that their account details are correct.

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We’ve got you covered.

Send money to 120 countries in 40+ currencies.

Simplify large transfers.

Speak to an expert about your large transfer requirements today.

Contact us