Large money transfers made easy
Learn how to send large sums overseas swiftly, securely, and at a great exchange rate.
Learn how to send large sums overseas swiftly, securely, and at a great exchange rate.
Across the world
Assisted over 600,000 clients
Transferred each year
40+ currencies and 120+ countries
There are many reasons you might need to transfer a large amount of money overseas. Perhaps you’re looking to buy a property abroad. Maybe you’re purchasing a luxury item, or paying overseas tuition fees.
Whatever the reason, it’s vital that your transfer is safe and secure, and that you get an excellent exchange rate.
So, having an expert on your side to offer specialist support can make all the difference.
With 24/7 customer service on hand if you need help.
All the features you’d expect—and more. Sign up in a few minutes and make a transfer today.
Check live rates and make 24/7 transfers on the go using our mobile app.
We’ve helped customers transfer money to make large purchases, from houses to luxury vehicles and even horses.
Buying property
Buying a dream property overseas can seem complicated, but making your money go further is simple with tailored services, guidance and support.
Selling property
If you’re selling an overseas property and need to transfer the proceeds, we can help you secure a strong exchange rate and get more from your money.
Luxury goods
Treating yourself to something special, like an imported car or artwork from overseas? Even if you’re splashing out, you can still save on your currency transfers.
Foreign investments
Protect your investments from currency volatility with our specialist services, paired with expert support and personal account management.
When you’re picking a transfer provider, there are two main options. You can opt for a high-street bank or go with a specialist money transfer company.
While many people choose to make large transfers through their banks, this isn’t always the best option.
Banks often work on higher margins than currency specialists, meaning you could get a better deal elsewhere. And they tend to offer a limited range of services, making it harder to time your transfer for when the market is in your favour.
It’s often better to use a money transfer provider for sending large sums, as they may get you a much better deal.
Currency providers tend to offer more competitive exchange rates than banks so you get more from your money. They’re also better placed to guide you through the process, offering a wider range of services and personal support. Learn more about how to send large sums overseas.
At Currencies Direct, sending money overseas is our specialty.
Established in 1996, we were the first money transfer provider in Europe, and we’ve been helping people and businesses save money on their overseas transfers ever since.
We offer highly competitive exchange rates and we don’t charge transfer fees. There are no hidden costs or charges; once you’ve agreed a rate, that’s what you’ll get. You can easily track transactions through your online account.
We are registered as a Money Services Business with the Financial Crimes Enforcement Network, a bureau of the U.S. Department of Treasury.
The thing that really sets us apart is our personalized approach, which is particularly important for larger transfers.
As a Currencies Direct customer, you’ll have your own account manager. Their role is to understand your needs and use their currency exchange expertise to help you get the best deal.
They’re also on hand to provide guidance and support if you ever have any questions or concerns, and they’re always happy to help.
Sending money abroad should be simple. With us it is.
Online, via our app or over the phone—it only takes a few minutes.
We'll help you pick the right time to move your money so you secure a great rate.
Via direct deposit, wire transfer, debit card or your wallet balance.
We'll get the currency where it needs to be swiftly and securely.
We always try to get you the best exchange rate possible. And the larger the transfer, the better the rate we can offer.
Banks and foreign exchange providers buy and sell currency at what’s called the ‘interbank rate’. This is a lower exchange rate that isn’t available to individuals or businesses—the bank or provider will always charge a margin on top of the interbank rate.
Banks tend to operate on higher margins than currency providers, so they’ll often charge more in total for a currency transfer.
It’s also important to note that some providers advertise the interbank rate, only to add on a transfer fee at a later stage, so be wary of that.
With Currencies Direct, everything is transparent. We charge a small margin on the interbank rate and show you exactly what you’ll get upfront.
When you agree an exchange rate with us, that’s the amount you’ll receive. There are no additional transfer fees or hidden charges.
The more money you transfer in one go, the better the exchange rate you receive as we’re able to take a smaller margin and offer a stronger rate.
When sending large sums overseas, timing the market right can make all the difference. That’s why we work hard to help you find the best time to transfer.
Target an exchange rate higher than the current level. Your transfer will trigger automatically when the rate is hit.
If you set a rate alert, you’ll receive an instant notification when the market moves to your target rate. 
Exchange currencies while the rate is strong and hold it in our digital wallets until you need it.
View live exchange rates anytime, anywhere, with the Currencies Direct app.
View live exchange rates anytime, anywhere, with the Currencies Direct app.
Customer stories
“The entire process from end to end was so simple and the team were excellent at securing a great rate to move funds back to Canada.”
Your security is our priority. We have measures in place to keep your funds safe, and we’re here to help you protect yourself from fraud. There are important steps you must take to protect yourself from fraudsters, including checking that your payee is genuine and that their account details are correct.
Send money to 120 countries in 40+ currencies.
United Kingdom
United States
Canada
Spain
France
Italy
South Africa
Germany
Ireland
Portugal
Sweden
United Arab Emirates
Pound sterling
Euro
US dollar
Canadian dollar
Australian dollar
New Zealand dollar
Japanese yen
South African rand
UAE dirham
Norwegian krone
Swedish krona
Danish krone
Speak to an expert about your large transfer requirements today.
Just fill out our registration form. It only takes a few minutes. Or call us on 1 (855) 207-3503 (9am – 5pm EST Mon – Fri).
Yes. We’d be happy to hear from you. Call us on 1 (855) 207-3503 (9am – 5pm EST Mon – Fri) or email [email protected].
For most transfers there are no fees, however there may be fees applied when using our Batchpay service.
You need an account to use our services. It’s free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.
You don’t have to use us to transfer money, but if you ever want to we’ll be ready to help—24/7.
There are regulations in the US that help protect your money and keep people, and financial businesses safe from fraud. As part of these requirements, you may be asked to provide documents that prove your identity and/or your address. We store your data securely and we’ll never share it with anyone.
Occasionally we may ask for further details, but we’ll let you know as soon as possible if that’s the case.
We’ve been helping individuals and businesses save time and money on their international currency transfers since 1996.
We’re registered as a Money Services Business at federal level with the Financial Crimes Enforcement Network (“FinCEN”) a bureau of the U.S. Department of Treasury. Currencies Direct Inc. is also licensed as a Money Transmitter in many US states. Find out more.
Whatever works for you—app, online, or talking to one of our experts over the phone. And you can pay for your transfer by bank transfer or debit card.
Yes, we’ll send you a confirmation email as soon as the currency has been sent.
No. Our contracts are legally binding. Once you’ve confirmed your transfer (by phone, in branch, online or via our app) it can no longer be cancelled.
Take a look at our terms and conditions for more information.
The rate you'll typically see when you do a general search is the ‘interbank rate'—the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to companies or individuals.
At Currencies Direct we buy currency in bulk at wholesale rates and pass the savings to our customers.
The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get.
You’ll agree the exchange rate in the app, online, or with your account manager. You’ll be asked to confirm if you’re happy to go ahead with that rate. Once you’ve committed to that rate it is fixed for you, no matter how much the market changes.
We buy currency in bulk at wholesale rates not available to companies or individuals. We add a variable margin, payable by the customer, before selling the currency on at rates that are typically more competitive than the banks. We keep the margin – it’s our return for doing the exchange.
Yes. Not only do we have offices all over the world, we can certainly help you cash your US dollar check from overseas, reach out to us at [email protected].
