Send money to or from Spain

Great rates, no transfer fees, exceptional service

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Authorised in the EU

By the Bank of Spain

No receiving charges

In any Spanish bank

20+ local branches

Find your local branch

24/7 transfers

Online or through our app

Global business,
local service

We've been helping people save time and money on their international currency transfers since 1996, and we're part of a group that handles more than €11bn in payments every year.

But while our reach is global, we believe in local expertise and a personal approach.

Whether you’re buying or selling Spanish property, transferring wages or a pension, covering living costs or sending money to loved ones, we have a service to suit.

Moving home?

If you're repatriating funds from Spain you can enjoy serious savings thanks to our exclusive partnership with CaixaBank.

While Spanish banks tend to charge up to 1.2% when processing large payments (including for raising or depositing a banker's draft for the sale of a property) by using us you can avoid these fees, potentially saving you thousands.

Have a chat with out team about this service.

Get in touch

Authorised in the EU

After Brexit, UK entities had to obtain a new authorisation to operate in Spain and, under the current legislation, cannot do so without being authorised by a European regulator like the Bank of Spain. Please see our Compliance and Regulatory Guidance FAQs for more information.

We're authorised by the Bank of Spain as an Electronic Money Institution (Registration no. 6716) in the EU, and by the FCA (FRN 900669) in the UK.

Services tailored to you

Moving your money at the right time can make a big difference to how much you receive. Get a great rate with our specialist services.

Currency wallets

Take advantage of a good rate and speed up future transfers by buying currency in advance and holding it in your digital currency wallet until you need it.

Target a rate

Have a rate in mind? Set your target and receive an automatic update or trigger your transfer when the market hits that level.

Fix a rate in advance

If you like the look of the rate but you're not ready to make your transfer, you can fix the rate for up to a year ahead*.

Expert insights

Your personal Account Manager will keep you up-to-date with the latest currency movements and let you know when the market moves in your favour.

Additionally, as an Electronic Money Institution we can hold client funds, unlike other payment providers.

Transfer on your terms

We think currency transfers to and from Spain should be flexible and hassle free, so we offer a range of ways to move your money.

  • In person Pop into your local branch and have a chat with our team.
  • Over the phone Call or email your dedicated Account Manager to discuss your requirements.
  • Online Log in to your account to check rates and arrange transfers 24/7.
  • By app Use our handy app to move money to and from Spain anytime, anywhere.

One card for home & away

If you live or own a holiday home in Spain, use our multi-currency debit card to enjoy secure, seamless spending.

With our multi-currency card you can:

  • Spend overseas hassle-free, with no monthly card fees
  • Get great rates when withdrawing money from ATMs
  • Spend in over 200 countries (wherever Mastercard® is accepted)
  • Keep track of your spending with instant in-app notifications

You can order and manage your currency card through our app (available in the App Store and Google Play). Talk to our team if you’d like to find out more.

Currency transfers you can trust

As one of the oldest currency specialists in Europe, we're committed to the highest standards of security.

We've worked with 425,000 customers and won a number of awards over the years, including MoneyAge's Money Transfer Provider of the Year four times.

Five-star service

Frequently asked questions

You can register online in a couple of minutes, over the phone with one of our team or in-person in our 20+ local branches. Find your local branch.

Yes. We'd be happy to hear from you. Call us on +34 950 478 914 (9:30am – 2pm & 3pm - 6pm, Mon - Fri) or email [email protected].

You need an account to use our services. It's free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.

You don't have to use us to transfer money, but if you ever want to we'll be ready to help - 24/7.

As an authorised financial services provider, we have to take adhere to certain regulations to keep our customer’s funds, and our business, safe. As a result, you may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.

Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.

We've been helping individuals and businesses save time and money on their international currency transfers since 1996.

Our EU services are provided by Currencies Direct Spain.

Currencies Direct Spain, EDE SL, Avenida del Mediterráneo, 341, 04638 Mojácar, Almería, Spain. Registered in the Commercial Registry of Almería under the Spanish tax ID number B04897930.

Currencies Direct Spain, EDE SL is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May. Our registration number with the Bank of Spain is 6716.

Authorised to operate in Portugal: Currencies Direct Spain, EDE SL Sucursal em Portugal, Banco de Portugal licence no. 7972.

Whatever works for you - app, online, by phone, or talking to one of our experts. And you can pay for your transfer by bank transfer or debit card.

Yes, we'll send you a confirmation email as soon as the currency has been sent.

No. Our contracts are legally binding. Once you've confirmed your transfer (by phone, in branch, online or via our app) it can no longer be cancelled.

The rate you'll typically see when you do a general search is the ‘interbank rate' - the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to companies or individuals.

At Currencies Direct we buy currency in bulk at wholesale rates and pass the savings to our customers.

The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get.

You'll agree the exchange rate in the app, online, or with your account manager. You'll be asked to confirm if you're happy to go ahead with that rate. Once you've committed to that rate it is fixed for you, no matter how much the market changes.

Zero. We don't charge transfer fees.

We buy currency in bulk at wholesale rates not available to companies or individuals. We add a small margin before selling the currency on at rates that are typically more competitive than the banks.

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Create an account in minutes and see how much you could save.

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* Fixing a rate in this way means you could lose out if the market moves against you, but you would be protected from any negative shifts

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).