Simple, secure currency transfers
Send and spend money abroad. Great rates, no transfer fees, and exceptional service.
Keeping your funds secure is our priority. Find out how you can protect your international payments and defend yourself against fraud.
Send and spend money abroad. Great rates, no transfer fees, and exceptional service.
We help thousands of customers save time and money on international payments of all sizes.
Property, investments or luxury goods. Tailored support from a personal account manager.
Studying, working or retiring abroad. Send money 24/7 using our online platform or app.
One card for home and away. Spend like a local with our multi-currency Mastercard debit card.
Established in 1996, we have served more than 500,000 customers and received multiple awards for our expertise and outstanding service.
We manage more than £10 billion of international payments each year to over 120 countries and have offices and currency specialists across the world.
While our reach is global, we believe in local expertise and a personal approach. We provide dedicated account managers and 24/7 support.
Exchange rates move every second, so timing is everything. Having a personal account manager help you choose the right time to make your transfer could save you thousands.
And with great rates and no transfer fees, we’re here to help you get more for your money.
Receive updates from your account manager or sign up to our emails.
When a rate hits your target, we’ll send you an SMS or email to let you know.
Set transfers to trigger automatically when the exchange rate reaches the target rate or fix the rate in advance.
When you’re moving money abroad, knowing it’s in safe hands is everything.
We’re authorised by local regulators across the world and operate to stringent compliance and security standards. We work with Tier 1 banking partners, and have the highest credit rating from Dun and Bradstreet.
The security of your money is our priority. We safeguard client funds in accordance with FCA E-Money and Payment Services regulations, and have put in place processes to help you protect yourself from fraud.
We’ve helped people with everything from buying property abroad to emigration.
Buying property
Buying a dream property abroad can seem complicated, but making your money go further is simple with tailored services, guidance and support.
Selling property
If you’re selling an overseas property and need to transfer the proceeds, we can help you secure a strong exchange rate and get more from your money.
Luxury goods
Treating yourself to something special, like an imported car or artwork from overseas? Even if you’re splashing out, you can still save on your currency transfers.
Foreign investments
Protect your investments from currency volatility with our specialist services, such as fixing an exchange rate, paired with expert support and personal account management.
Working abroad
Whether you’re transferring salary payments or need to cover living expenses overseas, spending and sending money abroad is seamless with Currencies Direct.
Pensions
Retiring abroad should be as easy and enjoyable as possible. Letting us handle your regular pensions payments can simplify things.
Emigration
Tick one thing off your moving checklist and organise your currency transfers early on – we’ll monitor the markets for you, helping you secure the best exchange rate.
Schooling
From paying international school fees to spending like a local when studying abroad, explore our best-in-class currency services.
Send money to 120 countries in 40+ currencies.
United Kingdom
United States
Canada
Spain
France
Italy
South Africa
Germany
Ireland
Portugal
Sweden
United Arab Emirates
Pound sterling
Euro
US dollar
Canadian dollar
Australian dollar
New Zealand dollar
Japanese yen
South African rand
UAE dirham
Norwegian krone
Swedish krona
Danish krone
Customer stories
“Currencies Direct were brilliant! They guided us through all our transfer needs from buying our new house to emigrating and more.”
You can register for free online in a couple of minutes, or over the phone with one of our team on +44 (0) 20 7847 9400 or email [email protected].
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
Yes. We’d be happy to hear from you. Call us on +44 (0) 20 7847 9400 or email [email protected].
The rate you'll typically see when you do a general search is the ‘interbank rate' – the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to companies or individuals.
At Currencies Direct we buy currency in bulk at wholesale rates and pass the savings to our customers.
The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get.
For most transfers there are no fees, however there may be fees applied when using our Batchpay service.
You need an account to use our services. It’s free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.
You don’t have to use us to transfer money, but if you ever want to we’ll be ready to help – 24/7.
There are regulations in the UK that help protect your money and keep people, and financial businesses safe from fraud. As part of these requirements, you may be asked to provide documents that prove your identity and/or your address. We store your data securely and we’ll never share it with anyone.
Occasionally we may ask for further details, but we’ll let you know as soon as possible if that’s the case.
Yes, we’ll send you a confirmation email as soon as the currency has been sent.
No. Our contracts are legally binding. Once you’ve confirmed your transfer (by phone, in branch, online or via our app) it can no longer be cancelled.
Take a look at our terms and conditions for more information.
You’ll agree the exchange rate in the app, online, or with your account manager. You’ll be asked to confirm if you’re happy to go ahead with that rate. Once you’ve committed to that rate it is fixed for you, no matter how much the market changes.
We buy currency in bulk at wholesale rates not available to companies or individuals. We add a small margin before selling the currency on at rates that are typically more competitive than the banks.
£50 for you, £50 for your friends when you refer them to Currencies Direct.
*Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).
