Invest capital abroad with expert help to get the timing just right
When a transfer matters this much, the difference between a good move and a great one comes down to timing. With us, you get a currency specialist who gives you the market context to make an informed decision and can draw on our 30 years’ experience moving over £10 billion annually.
Whether you're diversifying a portfolio, planning an estate or investing overseas, precisely when you transfer can have more impact on the final amount than any fees or charges. Talk to your currency specialist about market context and timing.
UK-based specialists with 30 years’ experience moving capital overseas
Rate alerts keep you informed as the market moves. Forward contracts* let you fix today’s rate for up to two years – giving you certainty when planning ahead.
Intelligent currency tools, included as standard
*Fixing a rate in this way would mean you'd miss out if the rate improved, but you would be protected from any negative movements.
From initial contact to the moment your capital arrives, your currency specialist takes care of everything. No chasing, no uncertainty, no costly mistakes.
“Seamless experience as usual. I get to talk to the same advisor (Megan) every time and she is so efficient and straight to the point every single time! Would definitely recommend!” - Trustpilot review, Feb 2026, Malik
We’ve helped over 500,000 people get better exchange rates since 1996 - backed by excellent service.
Tell us about your transfer and we’ll match you to a currency specialist.
Your currency specialist will discuss the market context, timing and structure, and make sure your approach is solid before anything moves.
When you’re ready, your currency specialist executes your capital transfer and keeps you informed through to completion.
Send money to 120 countries in 40+ currencies.
United Kingdom
United States
Canada
Spain
France
Italy
South Africa
Germany
Ireland
Portugal
Sweden
United Arab Emirates
Pound sterling
Euro
US dollar
Canadian dollar
Australian dollar
New Zealand dollar
Japanese yen
South African rand
UAE dirham
Norwegian krone
Swedish krona
Danish krone
We do not charge transaction or transfer fees. When you make a currency exchange with us, we will quote an exchange rate which consists of a base or reference rate plus a margin, which is our return. See here for more information.
Please remember that although we don’t charge a transaction fee, your recipient bank may do so.
Authorised by the FCA - We're authorised by the Financial Conduct Authority as an Electronic Money Institution. Our FCA Firm Reference number is 900669.
You can register for free online in a couple of minutes, or over the phone with one of our team on +44 (0) 20 7847 9400 or email [email protected].
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
You may be asked to provide proof of identity and/or proof of address documentation when you register, but we’ll store your data securely and never share it with anyone.
Occasionally we may ask for further details, but we'll let you know as soon as possible if that's the case.
Yes. We’d be happy to hear from you. Call us on +44 (0) 20 7847 9400 or email [email protected].
The rate you'll typically see when you do a general search is the ‘interbank rate' – the wholesale rate at which banks, and major financial institutions, buy and sell currency. This isn't available to individuals or most companies.
At Currencies Direct, we buy currency in bulk at wholesale prices and pass the savings on to you as customers via competitive exchange rates. The exchange rate we quote to customers consists of a base or reference rate plus a variable margin. We keep the margin – it’s our return for doing the exchange.
The exchange rate changes every few seconds, but once we agree a rate with you that's the rate you'll get.
We buy currency in bulk at wholesale rates not available to companies or individuals. We add a variable margin, payable by the customer, before selling the currency on at rates that are typically more competitive than the banks. We keep the margin – it’s our return for doing the exchange.
For most transfers there are no fees, however there may be fees applied when using our Batchpay service.
You need an account to use our services. It’s free and only takes a few minutes to set up. Log in to check live exchange rates, set rate alerts, get regular market updates and support from currency experts.
You don’t have to use us to transfer money, but if you ever want to we’ll be ready to help – 24/7.
There are regulations in the UK that help protect your money and keep people, and financial businesses safe from fraud. As part of these requirements, you may be asked to provide documents that prove your identity and/or your address. We store your data securely and we’ll never share it with anyone.
Occasionally we may ask for further details, but we’ll let you know as soon as possible if that’s the case.
Yes, we’ll send you a confirmation email as soon as the currency has been sent.
No. Our contracts are legally binding. Once you’ve confirmed your transfer (by phone, in branch, online or via our app) it can no longer be cancelled.
Take a look at our terms and conditions for more information.
You’ll agree the exchange rate in the app, online, or with your account manager. You’ll be asked to confirm if you’re happy to go ahead with that rate. Once you’ve committed to that rate it is fixed for you, no matter how much the market changes.
Exchange rates fluctuate almost constantly and are affected by many different factors, including the state of the relevant country’s economy (for example how much Government debt it has and the country’s growth forecasts).
© Currencies Direct Ltd, One Canada Square, Canary Wharf, London E14 5AA, United Kingdom. Registered in England & Wales, No.: 03041197. Currencies Direct Ltd is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011. Our FCA Firm Reference number is 900669.
Our EU services are provided by Currencies Direct Spain.
© Currencies Direct Spain, E.D.E., S.L., Avenida del Mediterráneo, 341, Local 3, 04638 Mojácar, Almería, Spain. Registered in the Commercial Registry of Almería under the Spanish tax ID number B04897930. Currencies Direct Spain, E.D.E., S.L. is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May. Our registration number with the Bank of Spain is 6716.
* See our website for the latest bank comparison.